Payday Express Review - Should I Get a Payday Loan From Them?

   by Brian B Smithin Finance / Loans    (submitted 2010-05-29)

You've found yourself in a situation where you require quick cash and you've already found that payday loans are a viable solution. But there are so many lenders on the market today, especially online, that it can be very hard to choose the one that meets your requirements the best. You might get overwhelmed by the sheer amount of information out there and end up getting a loan for a much higher price than you could have if you had only done some research.

One payday lender that we definitely recommend is Payday Express, a reputable UK business. This Payday Express Review is intended to give you a quick overview of what kind of requirements they have for you, and what kind of benefits they have to offer.

First of all, they have a good reputation - they've been in business for years and by now are well-established in the payday loan industry. This is expressed in many facets of their system, including the online application form, which is certified to be secure.

One of the most important things you should know about Payday Express is that they are quite unique among payday lenders because they are one of the most flexible. They accept both part-time employees as well as those who are paid weekly. Just as long as they take home a minimum monthly income of at least

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Wonga Reviewed - Avoid Borrowing with Wonga?

   by Brian B Smithin Finance / Loans    (submitted 2010-07-05)

This Wonga review will reveal whether you should or should not take out a short term, or payday, loan with Wonga.

Well I can tell you from the outset that there is no need to avoid taking out a loan with Wonga. They are a legitimate and reputable short-term loan lender that operate in the UK. So if you have already made up your mind about using them, then go ahead, there is no need to worry.

Wonga have a very secure website and have an up-to-date security certificate. This can be seen on their website when starting the application process. They are also licensed to carry out money lending in the UK by the Office of Fair Trading and have their Consumer Credit Licence number on their website too.

Wonga have recently relaxed the criteria required to get a short-term loan (summer of 2010). It's not that they ask any less of you as the way that they make a lending decision is based on an automated process that gives you a credit score. They have simply lowered the score you need to obtain to be able to get a loan.

So if in the past you did not manange to get a loan with them but you would like to use their service, then please go ahead and try again.

And I would recommend using their services. Once you have an account with Wonga and have some borrowing history with them then you'll see what a convenient service they provide. They are short-term lenders and NOT brokers so you cut out any delays in processing time and they say on their website that the cash loan can be in your account within 2 hours of been approved by them. This is really fast and great news for those of you that are looking for a solution to your immediate cash needs.

One massive advantage of using Wonga over other short-term lenders is that you can actually determine the number of days that you want to borrow the loan for. From 1 day to 30 days. This really is welcome news as it can massively reduce the cost of a short-term loan.

To give you an example, when you borrow

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Banks inability to produce original loan documents.

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Loans For The Jobless - Get Your Unsecured Unemployment Loan Now

   by Lara Sawyerin Finance / Loans    (submitted 2009-10-29)

Have you recently become unemployed? If so, you are among the growing number of Americans who are finding themselves out of work and standing in the unemployment line. Although unemployment compensation helps out somewhat, payments are usually sixty percent or less of your usual take home pay. Oftentimes, those who lose their jobs do not qualify for unemployment compensation or severance pay if they have not worked a certain amount of time during each quarter of the last two years. This can mean that many folks are in desperate straits when they experience job loss and cannot qualify for any benefit. You can, however, qualify for an unsecured unemployment loan tailor made for those who have no job but are looking for work.

The Money You Need For Expenses

An unsecured unemployment loan is a type of unsecured unemployment loan, meaning that you can use it for any purpose you might have. Many borrowers of the unsecured unemployment loan use the proceeds of their loan to make ends meet until they can become employed again. Others may need the money to pay their past due bills that have accumulated since they lost their job. Whatever your need, whether its groceries, utilities, rent, or other bills, the unemployment loan is mean to lift you up enough to make it through until better times are here again.

Amounts Up To $15,000 Based On Need

When applying for your unsecured unemployment loan, you can ask for any amount that you think you need to make it until you are working again. On the low end, some loans are written for $2,500 and on the high end, you might receive an unemployment loan for $15,000 or more. A good rule of thumb is to borrow enough to last you for at least three months of purchasing basic necessities and paying essential bills.

Never borrow more than you truly need, and always read the terms of your loan agreement carefully. Be certain to ask your lender questions about anything you do not fully understand regarding your unsecured unemployment loan. Never agree to make a monthly payment that exceeds your expected budget or anticipated income. With careful planning, you can make your unsecured unemployment loan proceeds last you quite awhile.

For Those With Bad Credit

If you do not have great credit, you may be asked to apply with a cosigner to obtain the unsecured unemployment loan that meets your needs. Your cosigner can be your parent, relative, friend, coworker, or any other person who thinks that you will be able to make the payments on your unsecured unemployment loan, and agrees to make the payments for you if you are unable to do so.

You can find great rates on unemployment loans online with reputable lenders who want to help you succeed and overcome your current situation. These lenders offer special application processes that are completely paperless and you can submit everything pertaining to your unsecured unemployment loan over the Internet or via facsimile to the lender from the comfort of your home. About the Author

Lara Sawyer is a professional loan advisor who helps people to secure Poor Credit Personal Loans and Loans After Bankruptcy. Visit http://www.fastguaranteedloans.com/

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Get A Loan Without A Job

   by Jessie Bowersin Finance / Loans    (submitted 2009-10-26)

Payday loans have to be paid back on the following payday. So you may be surprised to learn that it is not necessary that you be employed to take out a payday loan. There are plenty of payday lending agencies who will get you a loan without a job. To them, a job is not the deciding factor of whether or not you are approved. Rather, these payday lenders focus on the amount of money you get monthly, that is, your monthly income.



You are probably wondering how it is possible to have an income when you are not even employed. Usually individuals who have disability can get a monthly check. Oftentimes, those people who have entered retirement will receive regular monthly retirement checks. Because these checks are regular, they also fit the bill as reliable income for payday lenders. You can present these when you need to get payday loan approval. Lots of folks also offer their alimony checks as an income source. If you can show lending agencies that you get a monthly check for alimony, then you will have that as one of your verifiable sources of income and you can have approval for a payday loan.



Yes, it is more likely that you will get approval if you have a job. Still, there are many routes to a payday loan, and lenders want to help you. If you are able to show proof of a regular monthly income, then you are very likely to get approval. This is most likely the simplest way for those without employment, but who do have reliable monthly income, to borrow a loan. However, it is important to remember that this is a short term loan and if you want to you should only borrow with the intention to pay it back. About the Author

Getting your payday loan without a job can be easily done online and it will definitely help your Christmas spending budget. Find out more at http://getpaydayloan.us

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Jessie Bowers

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Instant Payday Loan- Get money wired to your account within an hour

   by John Smithin Finance / Loans    (submitted 2009-07-26)

With the current economic crisis, getting a loan to fulfill your demands has become more and more cumbersome and tiring. Most banks and financial institutions now demand higher security and documents and even if they are fulfilled, the time-frame of approval makes them an unwanted hassle when you need cash urgently. However, as always demand results in more supply and instant payday loans have become a great way to get cash into your account to fulfill your immediate needs.

What exactly is a payday loan?

A payday loan is like any other loan with the exception that the cash limit is much lower to the tune of a few thousand dollars and the loan execution rate is real quick. Most good online payday loan institutions approve or reject forms with a hour so that you don't have to be waiting for updates unlike bank loans. In addition, faxless payday loans need very less documentation. All that is required of you is that you must be a US citizen above 18, be employed with a salary of over $1000/month and posses a savings or current bank account with direct deposit facility.

The biggest advantage with instant payday loans is that you get cash within an account and you don't even need to venture out of your bedroom for getting a fast payday loan. All that is needed is that you fill up an online form with your details and if you complete the basic requirements as listed above, you are in the clear for cash deposit within a hour or even lesser. I personally use this site to fulfill my need for a guaranteed payday loan. They are among the very few around the internet to truly give out no fax payday loans and their customer service is the best around in business. Plus, they give out real fast payday loans which is always a bonus if I need to be buying the next hottest laptop or that pendant for my wife. In addition, they are also secured by McAfee and Geotrust which means that my financial information is in safe hands, something that cannot be said about most sites on the Internet today About the Author

A finance expert, John Smith has been providing expert financial advice over the past two decades. He can be reached at http://www.financenext.net.

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Bad Credit Car Loans No Deposit

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